Our Home Equity Programs provide various options so that you can choose the line of credit or loan that will allow you to tap into the equity in your home while keeping your payments manageable.

 

Find the Equity Product that provides you the flexibility and control over your individual financial needs.

 

	Minimum/Maximum	Term	Best Use
Home Equity Loan -Fixed Rate	80% of home value - $25,000-$250,000	15-years	One time project with predicable costs
Home Equity Line of Credit -Variable (Prime)	80% of home value - $25,000*	20- years	Cover any expense or project with unpredictable costs
Home Equity Line of Credit - Variable Prime -.25%	80% of home value - $50,000-$500,000	20- years	Cover any expense or project with unpredictable costs

 

*There are no closing costs associated with our Home Equity Products, with the exception of loans between $10, 000 and $25,000 which are only available on the Home Equity Line of Credit (variable at Prime) product.  Loan under $25,000  will be assessed a $750.00 Application Fee.

 

Property Insurance or additional coverage may be required.

 

Approval for all home equity products is subject to appraisal and rates are subject to change without notice.
Maximum  ANNUAL PERCENTAGE RATE that can apply is 16.0%.

 

APR=Annual Percentage Rate.  Rates are subject to change without notice.